Credit Report monitoring service, which one do you use?


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I have been using TrueCredit from Transunion, and I have been very satisfied with their timely reports of new accounts, modifications, etc.. But I found out that their credit score system is a complete guesswork based on your report, and not the true FICO scores. Also I found a few other services offering similar reports for much less (I pau $15+tax, about $16.50).

Do you use similar service, if so which one and are you satisfied with their speed in notifying you of new accounts/etc.

CITIBANK: http://www.identitymonitor.citi.com/benefits.aspx

CHASE: https://www.chaseidprotection.com/product_bundle.aspx

COSTCO: https://www.intersections.identityguard.com..._-IdentityGuard

EQUIFAX: http://www.equifax.com/credit-watch-3in1-monitoring/

Edited by hyedipin
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